I will give them a try on monday. If you have opened a lot of new accounts in the past few months, you should be ready to try to explain yourself (and hopefully youre not at lol/24 and can do that with a straight face). 5K credit line, which I think is the minimum but I only reported my business income as 10K so it's plenty. The good news is, Customer Service (Personal): 800-432-3117, Customer Service (Business): 888-269-8690, Check Application Status (Personal): 888-338-2586, Check Application Status (Business): 800-453-9719. (877) 721-9405 Personal Application Status Line When evaluating offers, please review the financial institutions Terms and Conditions. However, sometimes it can take up to 30 days. If youre denied or not automatically approved for a Chase credit card, you are probably thinking about calling the Chase reconsideration line. They were not in the bk. Enjoy all those points! click here to leave your comment. He is a graduate of Kent State University, where he studied writing and electronic media. you tried using a real business and got denied while many many people just make it all up and get approved. Chase Reconsideration Request Tips: Thanks. They back one of our "department store" cards and I have another chase card. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Go ahead and call. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. You must send an appeal letter to overturn their decision. Stephen is a former writer for NerdWallet. I told him it should be only 2% give or take thinking . The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". If I were you I would call Chase directly at 1-800-432-3117 to verify whether they actually need these items. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Freeing up credit lines might increase the odds that Chase will auto-approve you since they already approved you in the past for that same amount of credit. There are a few things you can do to prepare for aChase reconsideration line call. This information may be different than what you see when you visit a financial institution, service provider or specific products site. This cookie is set by GDPR Cookie Consent plugin. I am super new to this site and to credit in general. The person helped me get a credit limit increase. Of. I think its even okay to tell them that youre trying to build up a more robust credit profile and earn some decent rewards while in the process. You may also be denied if you already hold a few cards with the bank. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Cap1: 800-258-9319 (Debt Recovery) Chase: 800-432-3117 (App status) Chase: 888-270-2127 (App recon) Chase: 877-781-3109 (combining & product change) Chase: 888-245-0625 (Credit Analyst -. After you log in to your account, click on the menu icon in the upper left corner, then scroll down to Application Status. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. So how do we make money? Freeze Your IDA & ARS Reports Before Applying For A U.S Bank Credit Card. Complete my saved application. This cookie is set by GDPR Cookie Consent plugin. The Chase Reconsideration Line is a phone number you can call to try and get an application denial overturned. By clicking Accept, you consent to the use of ALL the cookies. In 2018, Chase implemented limitations for the Sapphire family of credit cards. He put me on hold for 2 minutes and said he said he could approve immediately by moving some credit line to the new card, or would get approval tomorrow if I wanted new additional credit, supervisory needed to review it because I had $110,000 in Chase credit between all of my Chase cards. Personal & Business for new accounts:877-399-3083, Personal & Business for existing account holders:866-314-0237, 800-481-8277, this number will check your application status. I've gotten this email when applying for a chase business card. The cookie is used to store the user consent for the cookies in the category "Performance". It is entirely up to the issuer whether you are worthy of a new credit card. You never know what Chase is going to do with your credit card application but it surely helps to know how to navigate through the post-application process. Chase only looks at whether an account was opened it doesn't matter if you've since closed it. Someone left a voicemail and asked me to call 800-278-8830, which is the Chase fraud prevention number. I hope you are able to get your application approved! You can check your status online if you are a current Chase customer. However, plenty of responsible spenders in good financial standing face rejection from time to time. Generally, this does not mean that youre just interested in getting the great sign-up bonus. Try to dig a little deeper in your interests/motivations. Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before the card went through. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. Get a letter in the mail confirming or denying your application. You will need to contact the Canadian Embassy to follow up on your application. (800) 548-4593 General Customer Service and Application Line, Citibank Credit Card Chase SL recon Get your FICOScore for free No credit card required Get Access Now Tnetsirk200 Established Member Mark as New Bookmark Subscribe Mute Subscribe to RSS Feed Permalink Print Report Inappropriate Content 11-22-202012:18 PM 11-22-202012:18 PM Chase SL recon Help! . If you ask for a higher credit limit, most issuers will do a hard "pull," or "hard inquiry," of your credit history. I left B of A because of their useless customer service. (800) 763-9795 General Personal Application Inquiries Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland Website: www.arecon.fi To Apply For A Credit Card: 1-800-695-5500 Chase Reconsideration Line To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. Your status could be updated in a matter of hours or it could take a couple of weeks, so try not to drive yourself insane with checking it every minute of every hour. Most blogs say if its 7-10 days, its a decline. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. Click here to check them out! Interested in finding out the top travel credit cards for this month? But I did not apply through the chase portal (as I had a referral from a friend) which may be why I was not immediately approved (I got immediate approval for my Chase Slate when I applied through the chase portal). I figured I was denied. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. That automated status line is where youll eventually get more detailed information about your credit card application. Box 6000, Sioux Falls, SD, 57117. If you've established a solid repayment history, let them know. For example, you can sign up for a Chase Freedom card and earn an intro bonus. Diego Just cover all tools and chase request cli myfico forum. You might wonder why your application is under review when you arent immediately approved for a credit card. These are some of the best travel rewards credit cards out there, so its essential to understand these rules. The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. If the automatic status checker changes and tells you that youll be notified in two weeks, this almost always means that you will be approved! Yesterday I received a letter indicating a JPMorgan Chase address stating Action Needed: Please call us to discus your application Called the recon number and he said the real reason was due to my utilization was boarderline to high. If you've been a long-time customer, remind them. Hi@Tnetsirk200and welcome to the forums. call them back. (800) 548-4593 General Customer Service and Application Line, (800) 695-5171 Personal Application Status and Reconsideration Line Ive had a line of credit for 13 years. Well let you know our decision as soon as possible. I already have two chase cards, the freedom and the slate. Lets start by going over some of the reasons you might not get an immediate approval on your Chase credit card application. The missing info is that the address verification I faxed in to Chase a couple days earlier had a typo on my address. I agreed to move $5K from each of my current three cards to the new card for a credit limit of $15K there. The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. The old one redirects to fraud operations. Its best to call within 30 days of denial. 2023 Upgraded Points, LLC. Your email address will not be published. Many credit card approvals can happen immediately. (800) 481-8277 Business Application Status Line, (888) 232-0780 General Card Services and Application Line Chase directly at 1-800-432-3117 to verify whether they actually need these items business status!, traffic source, etc is the minimum but I only reported my business income 10K. 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